> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pacifica.fi/llms.txt
> Use this file to discover all available pages before exploring further.

# Get Account Loan Info

> This endpoint returns loan and collateral information for a given account under unified margin.

```http theme={null}
GET /api/v1/account/loan
```

#### Query Parameters

<table><thead><tr><th width="176">Field</th><th width="98">Type</th><th width="95">Need</th><th width="189">Description</th><th>Example</th></tr></thead><tbody><tr><td><code>"account"</code></td><td>string</td><td>required</td><td>Account address</td><td><code>42trU9A5...</code></td></tr></tbody></table>

```http theme={null}
/api/v1/account/loan?account=42trU9A5...
```

#### Response

* Status 200: Successfully retrieved account loan info

```json theme={null}
{
  "success": true,
  "data": {
    "borrowed": "1250.500000",
    "pending_interest": "3.250000",
    "collateral_utilization": "0.45",
    "total_interest_earned": "120.750000",
    "total_interest_paid": "85.300000",
    "spot_balances": [
      {
        "symbol": "SOL",
        "amount": "10.00000000",
        "ltv_ratio": "0.90",
        "market_value": "1500.000000",
        "collateral_value": "1350.000000"
      }
    ],
    "updated_at": 1716200000000
  },
  "error": null,
  "code": null
}
```

| Field                      | Type           | Description                                                                    |
| -------------------------- | -------------- | ------------------------------------------------------------------------------ |
| `'borrowed'`               | decimal string | Current borrowed amount in USD                                                 |
| `'pending_interest'`       | decimal string | Accrued interest not yet repaid                                                |
| `'collateral_utilization'` | decimal string | Ratio of borrowed amount to total spot collateral capacity                     |
| `'total_interest_earned'`  | decimal string | Total interest earned as a lender (cumulative)                                 |
| `'total_interest_paid'`    | decimal string | Total interest paid as a borrower (cumulative, returned as positive)           |
| `'spot_balances'`          | array          | Spot balances with their effective LTV and collateral contribution (see below) |
| `'updated_at'`             | integer        | Timestamp in milliseconds of last data update                                  |

**Spot Balance Fields**

| Field                | Type           | Description                                                         |
| -------------------- | -------------- | ------------------------------------------------------------------- |
| `'symbol'`           | string         | Spot asset symbol                                                   |
| `'amount'`           | decimal string | Spot balance amount                                                 |
| `'ltv_ratio'`        | decimal string | Effective LTV ratio used for loan collateral                        |
| `'market_value'`     | decimal string | Raw marked-to-market USD value of this positive spot balance        |
| `'collateral_value'` | decimal string | Effective collateral contribution of this asset after LTV/cap logic |

* Status 404: Account loan cache not found
* Status 500: Internal server error

#### Code Example (Python)

```python theme={null}
import requests

response = requests.get(
    "/api/v1/account/loan",
    params={"account": "42trU9A5..."},
    headers={"Accept": "*/*"},
)

data = response.json()
```